Saturday, May 31, 2008
Friday, May 30, 2008
Today, I went down to do a HDB house review and a life reading and then back to Ubi office to do a life reading and then come home and do a MSN video conferencing annual review which wraps up for the day.
It is such a hot hot day today but then last night at 8pm it rained at Seletar Hills area where I live and it was so lovely to look at the rain and the wind.......oh !!! wonderful. I love Life.
This morning when I woke up I saw that my GOOGLE Ad sense account has been approved and so I can start collecting money from my BLOG. Wow. so the more you click on the AD by GOOGLE on the right hand side the more I get. hehe.
PROPERTIES: You know, last year, 2007 my investment house a double storey terrace house with 4 bedrooms on a land area of 2000sq ft appreciated in value. I told you about it. So imagine : if I want to sell and sold it at S$1.4million, I would have pocket a cool half a million dollars and with my Ubi Teckpark office (1496sq ft) I bought for S$245k and with only 10% downpayment because the developers gave a lot of discounts etc that time in year, 2004 when nobody wanted to buy then and imagine if now I would sell for between S$290 to 310 per sq ft and that means a cool profit of S$200k . So on paper for the year 2007, I would have made S$700k. Yap......... I am THAT savy !!!
Now I am afraid of being kidnapped.
I had to write about my own experiences in buying and selling properties that I personally owned and with the numbers shown then you would be able to understand about "money management" better and "wealth creation" better and then you can PLAN how to make money for yourself and if there are errors in my calculations above............please remember that every year I had to take my re-sit for financial papers back then in NUS. I am that lousy but savvy.
In the line of my work as a fengshui master these days the readings are MORE than just on fengshui per say. it is also about "property investing" and "wealth creation". so when I show you HOW I did it......I've got substance. I am more VALVE ADD and so I can help you GROW your WEALTH since you now know where I am coming from.
Seriously speaking..........the success of my business REALLY depended alot on my clients' loyality and trust all these years. Thank you very much !!! and I will make you very very RICH !!! heheSHARES: For the last few days when I wake up I would key in to sell my Golden Agri shares at $1.09 cents, 21, 000 shares. then today I got my deal done at 4.21pm. I receive an sms from DBS Vickers online. Nice. Now I am going to have my salmon sashimi and sake. if you don't like my guts is fine but you cannot change the history that took place when I first started buying properties and all because what I wanted was for the "fengshui to be excellent"...........and I go around LOOKING for a good fengshui property for myself.......and because of "GOOD fengshui" I never ONCE lost any money on property. these days maybe I may still loose on paper........ loss for my shares but it is not lost until I sold them. So far........so good.
I am now a full fledged Savy Investor.
I learnt to be better and better each time. it is my personal goal and
sake helps the blood to circulate and to improve health.... so cheers !!!
TIP: "To err is human to forgive is divine"
Thursday, May 29, 2008
Today, I went to do my personal stuff and then to check fs for a condo and one annual review via MSN chat video conferencing.
BLOG: Sometimes I would take some photos and they would be downloaded and stored in Picasa2 Album so that whenever I need a photo for the BLOG, I would just go there and pick one and would take about 30mins to complete writing. In my BLOG, I have full control over what I want to post and everything I do myself whereas for my website : http://www.fengshuiqueen.com/ it is difficult as the website is hosted on a server and hosting is done through an independant party (my web developer) and any small change would incur cost.
There are some clients who sent me an email about their own BLOG. Give me some time to figure out how to do a link to your BLOG ok ? because this one takes time as BLOGGING is something new to me and would need to figure this out.
THE RAT STORY: Because of the rat invasion "just once" hence since then and for the past few months I had to close all my windows to sleep till they forget how to come to my house and then I would open my window again. hehe.
PROPERTY FOR SALE: Edwin Heng is my client so you can trust him, ok ? if you are keen in Studio 3, sms or email him.
PROPERTY : The property market is set to move after 1st August 2008 (ying water) and run till the new year of the Ox. I hope this is GOOD NEWS for those in the property business. for the fengshui business yes, we are also quite related to the property movements.
SHARES: The market is still on - and oh yes I got my dividends from Golden Agri and that is what I want for the "fengshui good luck" element.
FOREIGN CURRENCY: One sing dollar is now equal to $23.67 baht now if I were to go to Bangkok and change. almost everyday I would monitor this.
MY INTERESTs : I love to drink and when home would usually have a glass of red wine (merlot my favourie) and thank you to my lady client who gave me a good botttle......and sometimes I try whisky or volka.
TIP: "Contentment in life is happiness"
Wednesday, May 28, 2008
Tuesday, May 27, 2008
Today I went down to do fengshui for a condo and then in the afternoon to do a can or cannot rent for another condo.
When I finished my work I looked at my sms then there was one who said that she read my BLOG and commented that I did'nt do any HDB flat recently. Actually I did so so many in the first Quarter of 2008 as some of my clients sold their condo to cash out and bought HDB flats and so I did the fs for them. That time I did not BLOG.
The first Quarter of this year 2008 is better than my first Quarter of 2007 in terms of sales revenue. We are now in the second Quarter. When I BLOG I am also telling you how busy I am and that is why when you sms me (9685-2718) for an appointment you don't get a reply is : because I am working.
BLOG : Today is the 8the day and I do receive 2 emails about my consultancy work which is a good sign and am trying to see how I can get Advertiser to advertise here in my BLOG using GOOGLE Ad Sense and nuffnang. My concept is : if others can do it why can't I ?
PROPERTY FOR SALE: A client of mine sent me an email to my Google Account and said that he had a studio apartment for sale at S$790k, River Valley Road. Project name: Studio 3. Size: 549 sf.one bedroom studio apartment on the 17th Floor. Tenanted till June '09 at $3200/mth. Tenure: Freehold. Call : Edwin Heng Hp: 9271-4934. He gave permission for me to announce here. I will post the photo tomorrow.
PROPERTIES: You know...when I look at the property agents ....I sometimes wonder : Why is it that some agents are so busy and make more money while others are so free or lesser business. I came to the conclusion that :
a) their bazhi
b) their effort (hardwork)
c) their attitude towards clients
Then it came to my attention that property agents close at least 4 to 8 deals in a month. so on a very good year they can make a lot and on not so good years they will make less and because I spoke in public that "Property agents should BLOG", I too should BLOG if not I don't walk the talk. Now I can tell them come to my BLOG. hehe
My Ubi Techpark office : I have informed my agent to find out for me how much is the value now as I may sell it. I would then reflect on how much I paid as downpayment and how I manged to buy this office unit and if the profit is enough for me to WANT to let go. I have also asked my office interior designer, William to install a new BTU 18,000 air con for me in my office as the old one is too warm for me.
SHARES: STI index close at : 3115.35 today. I am not very savy when it comes to shares as I buy only one or two stocks only but I will give you many tips and very the "CHUN" one.
TIP: "Love other people's child as though he is your own"
Monday, May 26, 2008
Today, I went down to my Ubi office to do life readings and then in the afternoon go down River Valley Road for fengshui work.
Last night I slept early but was rudely awaken by a client from overseas (sms) on my Nokia handphone which I usually place beside me. I replied him at 1.10am and thought hei !! ......just to show to him that I am available to my clients 24 hours but he sent 5 same sms to me and got me quite fed up that I had to reply him "Er...excuse me I need to sleep. Don't you have a heart ?". Then his sms stopped and he apologised and then I was able to sleep. he said he forgot about the time difference. In my heart I was thinking he was only being selfish and there are many people out there like him who only care for themselves and what they want FROM ME and they forget to "CARE FOR OTHERS".
I call this "Ignorance" and wish that one day he will be able to change his mindset.
The point that I am driving at is : If anyone can spare a bit of time to reflect one's own action for a while to check if what one did is correct or not......then the world would be a lovely place to live in.
I start work usually at 11am and end whatever time. my work schedule is not fixed and is quite reflexible.
There are actually 4 ways anyone can grow to become wealthy :
a) from properties
b) from shares
c) from inheritance
d) from business
PROPERTIES: People are still buying and selling or renting. only thing is : it is slow when compared to last year and because most people love to "COMPLAIN" so they tend to complain but it will only reflect badly on them if they do. that is they are not being professional and mature in their outlook.
SHARES: Market will go like a "YO YO" because of the negative news that keep coming. however we can still make some money. I don't trade every day......but I WILL LOOK, LOOK.
TIP: "Walk around the shoes of those that you meet: CARE for them as though they are your loved ones. that is called :GREAT COMPASSION"
Sunday, May 25, 2008
Saturday, May 24, 2008
I sleep at 10pm every night as I enjoy sleeping early and reading a book before zzzzz. hehe
Friday, May 23, 2008
a) Property - There was one person who sms me if it is ok to buy a condo now.
b) Shares - I am still monitoring my shares. got one person sms to say he or she bought at 5 cents Magnus and sold at 8.5 cents. Good. make money is all I ask of you.
TIP: "Have compassion for anyone whom you meet everyday"
Thursday, May 22, 2008
Wednesday, May 21, 2008
In this BLOG, I added a "counter" and my favourite music "if you remember me". I know how to write html tags. this one is easy.
What do I do every morning when I get up ?
First thing : to turn on the computer and check what is Dow Jones last count ? UP or DOWN and by how much then I will decide if to sell any of my shares or to hold and wait or to buy more. most of the time I don't do anything as I hardly buy or sell. it is because I LOOSE most of the time and I hate to loose.
Then MEDITATE for a while. breath in breath out and count as 1. I can count to 100 without my mind wandering. I belive a person's mind has to be CALM when the mind is calm you will be READY for the day's challenges and work. One can also develop "insights" when one's mind is calm. Can you do this too ? try ok ?
Next turn on the radio and hear our national song being played and then came in......Hamish Brown and Maggie (Margaret Mary Lim) on the radio at 6am and then all those songs on 90.5FM .........music brings back memories and MUSIC can REALLY pep you up when you are down. Both of them (Hamish and Maggie) are my FACEBOOK friends.
My car also tune in to 90.5FM when I drive. I am a sunday driver. hehe
Now is not the time to buy for investment - as property will go down in value in year, 2010. however some clients of mine DID BUY landed property and they are good buys. this is because sometimes it is difficult to find a good fengshui property especially when property prices are low. it is still a good time to buy landed property and to stay there for a while. property prices may dip in 2010 but it won't go down to the really low like in year 2003 when I first bought my landed property.
How to buy property these days ? is to source for a good district 9, 10, 11 condos. buy the smallest one if your budget is tight. I am looking for one now and a studio say S$700k. maybe you think there isn't a property at this price. but there are ONLY if you search the papers hard enough and SURE can find. I NEVER say no to myself. I always TRY and don't give up.
A $700k studio means 20% downpayment is about S$140k cash. the rest take a loan. if you go for DBS loan I heard can stretch till age 75. that way your monthly payment is low but interests got to pay alot. look at the bigger picture ok ? and refinance 3 to 4 years later and top up cash an extra S$100k of your savings. that way you can reduce your loan amount and your debt is low. this is a good debt. better still pay all cash, one go at S$700k.
Whether to go for 99 leasehold or freehold one is up to you. how long do you intend to keep this property. let me go shopping when I am free and then see how. I am looking at City Lights (can see the sea) which may not be in 9,10,11.
I want to go for the view and good fengshui even for "rental income" and a good location.
Now is not the time to ENTER : wait till August 2008 when it will DROPPED like a pack of cards falling. then just enter and pick and pick. but wait for the second DROP then pick a bit and wait for the 3rd DROP then pick again. you decide when ok ?
When the sentiment for property is low you can expect the sentiment for shares to be "moody" - "no mood".
This time round ......please make sure you can take your "dinner" yeah ? and don't tell me you "can"t eat". "kenna stuck" is a bad word.
My shares in Magus Energy - yesterday it recorded over 75million shares traded which is quite a lot for this stock. closing was 9cents. today at half time already 32million shares traded. what's up ? hmm.....I hope got GOOD NEWS. if for every share I can make just 10cents...........it would be nice. please mutlipy for me because I can't count. I got 510,000 shares bought at very very high price.
I CAN REALLY see how FORTUNE change hands at the click of a mouse.
Tuesday, May 20, 2008
I wish to use this BLOG to help people create more WEALTH using : a) properties b) shares. This is my wish and my motivation why I decide to BLOG. well..........maybe to get some advertiser money. hehe
PROPERTIES: market seem soft still. but I do have clients who had bought landed property and asking me to do the fengshui as well as Condo. so I guess the market looks good. this week I did'nt do any HDB mostly landed and condos and plenty of life readings such that I had to work 7 days a week as usual.
I also stop work on VESAK DAY cause I am a buddhist.
SHARES: this morning I heard the news that Magnus Energy has gone up to 9 cents. I almost choke and scold myself for selling those that I bought at 5cents. I guess I am still a newbie when it comes to shares and have a lot to learn.
But then I know that whenever I SELL....that stock sure go to up one !!!
hehe so how ??? I also don't know. well I came to the conclusion that money has to come but in one form and one X amount only. I make money from my business. maybe that is enough and no need extra from shares.
Hmm..........I still am trying to figure this BLOG thing and how to make me a FAMOUS BLOGGER.
hehe that way when I permanently retire from my full time job at age 60 then I can BLOG all the way. haha and also become a Day Trader. oh.....that one "dangerous" (sure to loose money)............ but at least can keep me "sane".