Saturday, June 14, 2008

Our children are our pride and joy

Today, I drove my car to my parents' home chatted with them then went to my "investment home" for a while and then go to work fengshui for a shop and then home. I hardly go shopping or going out with friends. I am a homely person. my children are having their major exams this year so I try not to disturb them. I already told them what I want from them while the only thing I could do for them now is to offer donations in their names. I am a tibetan buddhist and it is my faith in "dharma" that kept me strong at all times. that is why my philosopy of life follows very closely to their teachings.
My main purpose right now is to save as much as possible as I have two sons who may be going to USA for their overseas education and that means a savings of S$300k. we earn our income while someone close to us will help us spend. this is the workings of the universe.
How often do you reach out to your children ? there is no need to talk to them everytime and everyday. Just spend "quality time" with them and tell them what you think they need to know or when they ask, then it is the time to teach. Some kids are more outspoken some are very quiet ones. Mine happen to be the quiet ones and shy. big headache to teach them to overcome their fear of speaking in public.
FENGSHUI FOR KIDS AT EXAMS: Some children are rather "rubber time" meaning that they are not very good with their management of time hence when it comes to exam questions they may tend to spend too much time on one question and then forgetting to answer one question because of the lack of time. then their results will be "poor" and then most mums complain about their children's poor results and ask me why. I have heard of this from my clients a few times and I "thought deeply" about it and then knew that this is "what happened" - the kids got nervous at exams and spend too much time on a single question.
Remember to help your child TIME the questions. Example: one question only 30mins after that must go to the next question and if they can write fast then got extra time can always go back and wrapped them up meaning to add more.
Some parents are also "rubber time" these are those who REALLY need to plan ahead and time their work and so they can get MANY things done in the shortest possible time. this is about :"Time Management" and I am very good with my "time management" such that I can get many things done on a single day. don't you think so ?
PROPERTIES: Currently I believe the rental market is still very busy with people renting and some buying but not as much as last year's. Property agents work very very hard and 7 days a week but the rewards are "awsome". want to be a property agent ? you must FIRST LOVE to look at properties and LOVE to meet people.
There was a day when I was with my client and chatting. when I heard about how much my client is paying for the HDB flat, I went like a "oh my" cause I would not pay S$400k for a HDB flat unless I have to. I don't mind paying half a million for the new 28.9sq m small condo if any Developers are building. I will be the first to buy. why ? because I like the fresh smell of cement in a new house the smaller the better. cheaper mah and from day one can make it 100% fully paid. Oh and fengshui must be good !!!
SHARES: Day Traders usually sit in front of their computers to trade and that is because they can't afford not to know what is happening. Do you wish to become a Day Trader ? STI index would be able to close at 3000 tomorrow.
Oh and "HAPPY FATHER'S DAY !!!" to all fathers out there.
TIP: "When children grow up, remember to let them go"

My philosophy of life : letting go

This morning when I wake up, I was very exited as I was going to Mayspring Condo in Bukit Panjang area. I got there early and took these photos. Today just went to do this "can or cannot buy" 2 condo units and then to do my personal stuff and then home.
BLOG: The "FengshuiQueen Forum" is now open to all to post any questions on fengshui, destiny, properties, shares and any other.
FENGSHUI: My School of fengshui, "FengshuiQUEEN" usually has no mirrors or glass cabinet doors in the whole house. There should be no fans too in the whole house. "Dining table" must be solid either made of marble or solid wood and definately "no glass" because "dining table" represent "career" and since if it is made of glass, it will break easily. best is to place your "dining table" in the "wealth area" or "power area" of your house.
If your first reaction after reading this is "what !!!".....then let me tell you to first have an "open mind". listen to what I say first. then you go and analyse what I said and see what is the logic behind then you would understand what I mean.
PROPERTIES: The recent En bloc really brought about the ugly Singaporeans that I have come to hear about. those with properties to rent out were all trying to get the next higher price till some of them these days have to lower the asking price for rent now because there are now fewer takers. I can't understand why some people are so greedy.
The "prices" of some properties also have come down. if you are looking for a house to stay then for now either can get 999leasehold or freehold property then you won't loose money. And if you plan this house to be your "last one" then even a 99 year leasehold is ok and make sure it is fully paid from Day one and that you live longer than the house's lease. I might consider Mayspring Condo as my last house where I will make it fully paid from Day One and then have other properties to collect "rent" for my monthly household expenses and my current lifestyle.
I remembered when I first bought my landed property, it was in the year of the goat, 2003 and in the year of the dog, 2006, the property price "on the street where I live" even went below what I paid. the family opposite bought his for S$950k while my next door neighbour paid for his at S$880k. so I guess the best best timing is to wait for the next dog year, 2018 before we enter to buy. my neighbour who bought his at S$880k renovated the whole house and built a roof terrace and had it sold in 6 months for S$1.35million, pocketing some 3 hundred thousands. Wah and guess what ? the property agent who sold that house is my client from Dennis Wee Realty !!! in fact they (a couple) are so good that they sold two of these landed property "on the street where I live" in 2007. the other one was sold earlier in 2007 for S$1.2million.
I could really see how property price rise so much in 2007 and how my own property can make money.
Well, let's all become "Savy Investors" in years 2018 and 2019.
Since it is such a long time away....let's first start by saving money or growing our "capital". we would need to buy a property in district 9 and the price is around S$1.5million or more. so for a 20% downpayment, it can be quite a big sum. you calculate.......lah I drink my red wine and you then tell me ok ? burb.
SHARES: STI can fall to 2700 very soon.
TIP: "Learning to let go of things that we are most attached to is very difficult and yet an important part of life"