Monday, June 30, 2008
ON DESTINY: If you are born a fire element person or if the fire element falls in the day, hour or year pillars then you can take your alcohol very well and seldom get drunk. Don't believe me, test it out.
ON SAVVY INVESTMENTS: Some people are starting to buy properties, sometimes it might be the right timing and for some it might NOT be for the right reasons and then they may just loose money. it is all laid down in their bazhi and we have seen some people who own flats that till today because of the recent price increase now can breakeven or loose money.
Sunday, June 29, 2008
ON SAVVY INVESTMENTS: Prices of stock market shares have gone down since January 2008 and it is almost time to enter in August. I will most likely not be going in unless I feel that it is a good move as I need to save more money for my sons' university education. I don't want HIM to worry and let him be happy while leaving the worry to me, if you know the story about "a duck and a chicken", you would understand what I mean.
THE STORY: A man said to his wife : "I think I saw a duck coming out from the bushes". the wife said : "No, darling, it is a chicken". "No, a duck" said the man. "No, it is a chicken" the wife exclaimed almost in desperation.
After a couple of moments passed and no solution was found, the husband said to himself. why am I arguing with my wife on such a petty issue. it is such a small thing and yet we are both very upset over this and it is not a big issue but simply an issue on "a duck and a chicken".
Then the man said to his wife : "I see, dear, I think I made a mistake. you are right, it is a chicken". then the wife smiled as she believed that she has won the arugment but then..........guess who has the BIGGER win ? it is the man as he believed that it is because his wife is not so intelligent, a lady and that is why he married her.
Conclusion: Don't focus on a small fault of a person and missed the bigger picture of how your spouse has his or her own strengths.
I remembered once there was a father who asked me if he should send his son to do a doctorate which costs half a million dollars. that was many years ago and I can't remember what was my reply. maybe I seriously would not know what to do if it happen to me.
Saturday, June 28, 2008
ON SAVVY INVESTMENTS: Someone told me sometimes her husband would ask her how much money she has already at her bank. then when she told her husband, then her husband would take a calculator and then punch some numbers and then said to her : wah so much. is your husband like this too ? well if he didn't .......you better do it. then you ask your husband how much money he has in his savings account and got anymore or not ? remember to ask that and then see if he is telling the truth. then you TAKE out a calculator can buy from popular book store and then show him - how much is both of your total net worth.
FROM WOMAN TO WOMAN: it is important to keep money aside that your husband don't know about. make him curious and if he loves your money, you got've a great deal - use money to make him LOVE you MORE. Write to me about your experience in being SAVVY.
ON LIFE READINGS: When a person does alot of good deeds their heart will open. the first thing that can make their heart open is to shed tears - plenty of it. how many times have you cried at the work place and you know it isn't nice to do so and yet you can't help it ? let me tell you : it is because of your bazi. if there is a fire element below your day pillar or in the hour pillar or that you are born in the animal signs of snake or horse, you would shed tears easily. well. that would make you a great actor or actresses.
BLOG COMMENTS: Yesterday, saturday, someone caught me at my laptop at yahoo messanger and sent me a short message saying that my blog is interesting and that she read it daily.
PHOTO: One leaf finally fell still got 2 more.
ON FENGSHUI : I had spent the last 10 years (let's just take 10 for easy calculation)(have been in this business for 19 years) of doing fengshui and life readings and only the last 5 years that I started to ask people about property prices that they bought and then I did my own analysis and that is where I GREW wiser or should I say more financially savvy. of course the first thing that I did was to count my own money and in year 2007, many of my clients grew wealthier and because of en bloc and because their own property rise in value and somehow strangely enough, so did mine. I did not plan for it, it just came. however, for the next pig year in 2019, it is going to be a planned one. just watch this space for my next big purchase and I love buying properties.
ON FENGSHUI TIPS: a) Colours play an important role in fengshui effects. so there should be a light coloured wall colour in all the rooms like beige and white. that would be best if you do not wish to invite a fengshui master to your house and have a look.
ON LIFE READINGS: There was a guy who came for life readings and he had 4 metals in his bazi and so he wasn't suitable to be wearing a gold expensive watch. when I mentioned that to him. he exclaimed yes true !! eversince he had this expensive metal watch, his luck went down. I had a good laugh and advised him to wear the S$20k expensive watch with the leather strap instead because leather is cow and cow is of the earth element.
TIP: "Great insights come because of great good deeds done. have you done yours already?"
Thursday, June 26, 2008
TIP: "The dragon cannot face the pond in your wealth area"
Wednesday, June 25, 2008
Tuesday, June 24, 2008
To THINK out of the box is like looking at the same problem from a different angle. try fengshui, it helps
Monday, June 23, 2008
Today, 24 June, Tuesday as usual, I went to work at my Ubi office.
BLOG: This morning, I signed up for GOOGLE ADwords so as to drive the traffic to this BLOG. the last few afternoons that I was home, I was actually reading up on other BLOGs and how to profit from it and to see what other people write about and how they arrange their BLOG. I have to do my own homework.DAILY THOUGHTS:
ON FENGSHUI TIPS: There was once when I was doing FS for a client's restuarant. I told them to sell and specialize on crabs as I know most Singaporeans love crabs. then one fine day they showed me the advertisment that was going to be placed on a light box. The crab turn out to be "green" in colour and I said : "no". I told them that I had never seen a logo of a "green" crab with red outline that made it BIG. besides it looks uncook so how to make money ? they later changed it to redder one and their business has been booming.
About FS for logos again, there was once another restuarnt that wanted to use a "butterfly" as their logo and I said : "no". same reply : "I have never seen a restuarant that uses a "butterfly" logo that made it big".
ON DRINKING WINE: Many times when I do life readings with clients I would ask them to start learning how to drink. why ? would you ask me. it is because when one drinks, the drink relaxes the person and so the person would be less tense and then words would be more free flowing especially between couples or for those who have too much fire elements in their bazi (a form of life readings based on their birthday and time of birth). so I do encourage many couples to drink together. it really helps in the bonding.
ON HOW TO DRINK: When someone has poured some wine into your glass, the first thing to do is wait for the host. if after waiting for 10mins and the host did'nt want to toast with you then you gently take the glass of wine and bring the wine close to your nose and smell for a while. 2secs will do. count 1 and then 2. then you drink. that way you will look more professional like a expert on wine drinking but actually you are not.....well, maybe you are.
It is just like having a meal : when there are dishes on the table and there is a soup there. one should take the spoon and sample the soup first before taking any other food. it looks more professional this way.
ON LOTTERY: I know many of my clients love to play ibet. I give you two tips. ibet on : 1325 and 1133 and you won't loose money. small small also good is it ? I was told they love the "winning feeling", so this one is for you. GOOD LUCK !!!
TIP: "It's not the song but the singer" quote taken from my book on fengshui: Questions 101, printed in 2000.
Sunday, June 22, 2008
Today, 23 June 2008, Monday, I went to do a HDB fengshui in Bukit Batok area and then to Cold Storage to get two bottles of red wine. It's always fun choosing wine so fun that you want to buy everything that is there on the shelves and drink them all ! Well.........this is JUST one of my passion - that I like to drink. the more I drink, the more I talk.
BLOG: If you ever choose to BLOG: Be responsible and accountable. Your integrity also counts. this is because one must understand that there will be more and more readers reading your blog and in order to create traffic one needs to do homework to drive that traffic then you would have a successful BLOG. I am working on it to increase the traffic to 300 visitors per day and one day I will have my breakthrough.
ON DESTINY: Some people are born to just love to "give instructions" but don't know how to do them. while there are some are doers and not good at giving instructions. which one is you ? or neither. because you are both a doer as well as good at giving detailed instructions.
For example: When someone ask you what do you like to drink ? don't simply say : "coffee". this is because this statement is not complete. there are many types of coffee. coffee with milk and sugar or coffee black, without milk but have sugar or simply just coffee. I personally like my coffee black and is not a coffee lover meaning I don't need to drink coffee everyday.
ON FENGSHUI TIPS: There was a day when I went to check an office in one of those flatted factories and the facing was "North West" and built in "period 7" (years 1984 to 2003) and so this office would not have a wealth area in period 8. my clients then told me that they cannot find another suitable office anymore and was not about to go hunting for more suitable office to rent. Then I told them. "ok". can be done..... but you MUST follow exactly what I tell you. they agreed. a) Close up all the windows in the northwest sector with boards and have the most window opening in the "west" in order to change the "facing of this office" to west. that way we can alter the "bad fengshui".
NOTE: This is a case of how "creative" and "excellent" the fengshui master is. I don't follow books although I have read thousands on this topic, I understand the concepts and then apply them to modern living conditions that we have and I always WANT THE BEST for my clients. cause when they are successful I would have more business in future. (looking at the bigger picture).
When I do "fengshui for residences" I also try to make my clients understand the concepts behind so that they too can be "creative enough" and to understand "the art of fengshui" better and that is why I am today a popular fengshui master.
INVESTMENTS: One needs to develop financial knowledge so that we understand the value of money and learn to grow it. most important is to set yourself a GOAL. A simple start would be a target of one million dollars say by age 60. then you ask yourself how can you arrive there in the shortest possible way ? if in your bazhi, it is through "properties" then you : buy and sell, buy and sell in order to arrive at one million dollars by age 60.
For example: You buy a condo now and 5 years later you sell and make S$500k. then you go buy another condo and 5 years later you sell again and make another S$500k. then you would be one million dollars up already. Can you see my point ?
However, this is a consciously and carefully planned out MAP in order to arrive at your one million. then when you have arrived..........you actually would be much much savy than this.
The other method could be buying GOLD : for example if you think GOLD is going to reach US$2000 per ounce in 10 years time then it would be a great idea to keep S$50k in gold and then in 10 years time your S$50k would become S$100k.
So, you can invest some in PROPERTIES, some in GOLD and maybe some in foreign CURRENCIES and by age 60 everything cash out and you would have got your one million dollars. I am only explaning to you the method of arriving at one million. maybe you have another higher goal then do the same formular and arrive at your own goal. bear in mind too that in 10 years time: the one million would be worth very little. but at least : you START somewhere, ok ?
By becoming savy investors yourself and belonging to the community of fengshuiQueen, where fengshui truly works, you would become a multi- millionaire very soon.
TIP: "Have a kind heart to all"
Today as usual I would visit my parents and then to do a house review at Clementi and then home. I was actually looking forward to going down to Clementi again as that place somehow holds a special feeling for me. To put it simply .........I like the place and if there is any HDB that I would like to own it would be here, next to MRT and to amenities. a good buy and sure to make money in 10 years.
PHOTO: This photo was taken yesterday. the 2 dry leaves are still there and waiting to drop.
ON MONEY: There was a time during one of my house visits for a review and I would check the house once more and then give good advice and if clients ask me if they can sell their property now - then my reply to most of them is usually....a 'yes" especially if they live in a HDB flat and intended to upgrade to a condo or a landed property. very few people actually moved from a HDB flat to a landed property most somehow will want to live in a condo.
Some already bought condo and then check their fengshui for the condo and still keeping the HDB then I will tell them to keep both as both can appreciate in value in 10 years and why not ?
Anyhow, I would tell them this : If you can make S$200k from this property then the next property that you buy, you can only put in the S$100k and keep the other S$100k in cash in a bank. Never mind if the interest rate is low. The logic behind this is: "Money in your bank STAYS and can GROW". Besides it also give you PEACE of mind that most people really need. The more cash one keeps in the bank in cash, the MORE the money can grow. This is because the universe will send more money to come to you and that is how the money GROW. This is a fengshui secret and a well kept one. Nobody knows much about this.
Since now you know, you can analyse for yourself and see if what I say is true or not or and observe.
TIP: "Money in bank will attract more money to come"
Saturday, June 21, 2008
Friday, June 20, 2008
Wednesday, June 18, 2008
BLOG: On 20 May 2008, I started to BLOG. It was in the Strait Times about how bloggers earn an income simply by blogging that caught my eye. I was curious and wanted to discover for myself how much people can make by BLOGGING and to test it out, I had to BLOG. so I started one that way I can also give "good advice" to my life reading clients and those who wanted to earn a part time income - by BLOGGING and also to share with my readers about the life of a fengshui master, my thoughts daily no longer weekly and about my investment strategy. so this BLOG is about me - Lynn Yap, the savy investor.
One of the reason why I blog was : About a month ago, a client, Jumbo sent an sms saying that my website is not updated. I replied that the "weekly thoughts" there is updated "weekly" but he said nobody knows. I did'nt reply further as I knew that I was going to give excuses for myself why I didn't update my website http://www.fengshuiqueen.com/ and I wasn't about to start a chain of sms s. and hei that cost money.
Whenever I have a small problem. I would sit on it. But then I would THINK whenever I can on how to solve. the days went and passed.
One of my thoughts was : should I call my web developer, Mr Gan that I wanted to add more content or what ? then one fine day came the article on the Straits Times. the rest is "history".So what is going to my topic ? so I recken that it is going to be about me and my investment strategy if there is any........and that is how "The Savy Investor" is born. then I ask myself am I that SAVY ? I am not a financial analysts or a banker or a stock broker. I am just someone who simply got lucky by just following "simple fengshui rules" - "always buy a good fengshui property so that one never looses money". Well......I guess ok..........so I will write about them and I am MOST PASSIONATE about sharing. I even told you how much I bought my house !!! hehe
You know ONE thing ? I never follow what other fengshui masters do. I just follow my HEART - that burning passsion to want to "SHARE" as I discovered from my clients that they don't know how to borrow money from the bank and which bank to choose and so I wanted to write about what I did and how I can share with readers to my blog. I believe it has been most informative to many readers as I received many comments immediatey from a client who was in Bangkok at that time and that he found time to give a comment over at my yahoo mailing list - a group list where clients regulary write to me and other smss that I received. thank you all for your feedback. I will take note.
Why do I think I am a SUCCESSFUL BLOGGER ?Two things: a) The total number of highest traffic is achieved on 17 June with 206 visitors. now everyday always about 200 visitors.
b) Revenue is now at : over S$30/- and it come from Google, Nuffnang, Advertlets.com and Payper post.
Oh and they would be declared as my "other income" and I intend to donate these money away as I don't need them. I have to inform my accountant when I next see him and when I receive my first paycheck. I don't know if I am the fastest Blogger ever to make money in a month or the one with the most traffic only after 30 days of BLOGGING........ hmm.......well, my fengshui works.........and anyhow it won't bother me if I am not.
SHARES: I am waiting to enter and I know I always loose money.
Strangely enough I only tune in to Starhub's channel 107 on my tv on weekdays and continue to follow those serials most of whom I had already watched before so it is like a re-run to me. it is ok.... as I am not actually following....as my computer is on and am working.
What is my main purpose why I set time aside today ? I went down to do it specially for my 2 children's good exam results as well as for good health and happiness for my family and also for all my clients. while there I met a few good friends and we chattered for a while. we were also planning to travel together for a December retreat.
FENGSHUI: On the 1st day or 15th day of the lunar month is always an auspicious day to do anything and that includes moving house or pasting 6 one dollar Singapore coins on the wall above your main door (inside your house eh ?) this is because any "wrong action" done by you will be reversed into "something good" because that day itself is either the 1st or the 15th day. this is a secret.
PROPERTIES & SHARES : I have nothing to comment today.
TIP: "When one donates for charity, give it willingly from your heart and don't bother what they will do with YOUR money"
Monday, June 16, 2008
Sunday, June 15, 2008
BLOG: What makes a successful BLOG. I guess 1) the traffic. the more people visit the BLOG then the more successful 2) the revenue generated from the BLOG 3) content : interesting read/ informative something that people wants to read. something that can make people come and visit you everyday. 4) Comments by the public 5) Poll 6) Awards
PREDICTIONS: "Period 9 Fengshui starts from year 2024 to 2043 and it will be everything about the "eye"" this means that more and more people will take out a camera and start to shoot. the camera can be so small that they are so well hidden that even your pen can have a camera.
FENGSHUI: There are many fengshui masters out there. It ultimately depends on how you want to do this business and how clients perceive you. TRUST is a very important factor in this business.
The "5 yellow" occurs in the "North" this year and hence most earthquakes or "bad things" will occur in the "North" like China and Japan quake last saturday. Sickness is in South East this year. we use the Equater as the divider. Anything northern hemisphere is "north" anything below the Equater, southern hemisphere is "south". be careful. North also refers to the "male" hence more "accidents" will involve them.
PROPERTIES: The HDB property market seems to be moving well. however, I believe the 2nd Quarter of 2008 will show lower caveats lodged than 1st Quarter.
SHARES: STI close at : 3036.92. Yes !!! another accurate prediction. the other one is Obama win, remember ??? hehe. well are you getting ready to enter.....??? I read somewhere that commodities stocks are a good bet to buy now and must remember to exit by 10 years later cause the bubble will burst by then for the commodities market. Jim Rogers said that in a recent interview. those who buy unit trusts or funds on agriculture, do take note.
Saturday, June 14, 2008
Friday, June 13, 2008
Thursday, June 12, 2008
BLOG: I have submitted my BLOG for BLOGGERS CHOICE AWARDS under the category of "Best Blog about stuff". Vote for me ok ?
Wednesday, June 11, 2008
Tuesday, June 10, 2008
Monday, June 09, 2008
Sunday, June 08, 2008
Friday, June 06, 2008
PHOTO show my favourite hangout at Wine Network where I know the Boss, Thomas who is also from NUS. if I do go there it would be 2pm and to meet my private bankers or property agents or some close clients more like friends and have a bottle of my favourite Merlot and by 3pm when the kitchen opens they will serve me my favourite pizza. I get my cheeze free. opps and by 5pm I will go home in a taxi of course. I can hold my liquor very well.
ON MAKING MONEY: One of my lady client gave me a contact to melt my gold bars and I told her I will go meet her the second half of this year. She told me that from S$3k worth of gold can now become S$7.8k. wow. I was impressed and wanted to test how much I can get. we would sometimes chat in yahoo messenger. then with the profit I get I would go open my thai baht account to GROW another round. I would like to go where nobody is going that is to save some money in thai baht account.
PREDICTIONS: "Oil will reach so high US$150 per barrel that everything becomes very difficult"
Today I went to do fengshui at Leicester Road and then to Ubi Office for a life reading.
Many thanks to those who visit my BLOG daily. if you wish to ask me any questions about fengshui please go to : http: www.groups.yahoo.com/group/fengshui_destiny or until I know how to add a forum to this BLOG.
PREDICTIONS: "There is another form of financial crises that is brewing"
The last financial crises was in the year 1997 (ox year) and 1998 (tiger). The cycle is coming back, just be careful. Have a STRONG VISION to predict.
FENGSHUI: Some people take the main door as the facing of the house while some Geomancers take the side with the most windows. it all depends on who the Geomancer is. "there is no right nor wrong I always believe in that" and ultimately it depends on who your Geomancer is and whether the fengshui work for you or not. Be objective in everything that you do. That is the way to be Professional and let the Fengshui speak for itself.
Fengshui Exists - It is there and only those who have the knowledge to pick up what is fengshui, qi and water and how they work together and then these are those who have come to realise what feng shui REALLY is and how it can shape men's lives. those who say they don't believe in feng shui are probably those who don't understand what feng shui is nor have they encounter a feng shui master at all. they are oh so ignorant. However if one can use the knowledge of feng shui and tap on it to make one's lives smoother and better then why not ? there is no harm to it.
Simply put : Fengshui is about the CORRECT placement of things in the house/office/factory/buildings. that is why some people engage a Geomancer to tell them where to place their bed, stove, dining table, writing desk, safe, sofa, tv for their homes in order to tap the good qi and for the offices it would be : CEO's room, CFO's room, their staff office desk, reception area, server room, conference room etc. This is basic feng shui.
PROPERTIES: There are three clients that I met recently who wished to buy a landed property and I do encourage them to start looking as it is not easy to find something that you like and the price is RIGHT. And because Singapore is land scarce one would always make the right decision to buy land and even if the land size is small of about 1,600sq ft.
Everywhere when one goes around and one just FOCUS on property you will be able to see so many construction work going on. Gosh............by the time they TOP............there would be so many apartments and if most people bought these as a form of investment and they had intended to sell by then..........and then there would be so many many. that year would probably be in the year 2010, the tiger where property price starts to drop the fastest.
SHARES: I subscribe to Wealthy Daily which is free and you can take a look at the Adv by GOOGLE on the right and subscribe to it or at the very bottom of this BLOG or refresh and when you see it : just click and subscribe. it's free.
If you always loose money in shares then maybe in the long run it is better to buy just a little bit and not too much and to focus on buying what is right for you as according to your bazi in order to grow your wealth.
TIP: "Be firm, be confident, be righteous and don't listen to anyone but to judge for yourself"
Wednesday, June 04, 2008
SHARES: Most people are sitting on the sidelines and waiting and watching.